Sources of Personal Information
How We Use and Share Personal Information
Will your information be shared with anyone else?
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.
We have not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in the future belonging to website visitors, users, and other consumers.
Your Rights
You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:
- Right to know whether or not we are processing your personal data
- Right to access your personal data
- Right to correct inaccuracies in your personal data
- Right to request the deletion of your personal data
- Right to obtain a copy of the personal data you previously shared with us
- Right to non-discrimination for exercising your rights
- Right to opt out of the processing of your personal data if it is used for targeted advertising (or sharing as defined under California’s privacy law), the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")
Depending upon the state where you live, you may also have the following rights:
- Right to obtain a list of the categories of third parties to which we have disclosed personal data (as permitted by applicable law, including California's and Delaware's privacy law)
- Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted by applicable law, including Oregon’s privacy law)
- Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including California’s privacy law)
- Right to opt out of the collection of sensitive data and personal data collected through the operation of a voice or facial recognition feature (as permitted by applicable law, including Florida’s privacy law)
How to Exercise Your Rights
To exercise these rights, you can contact us by submitting a data subject access request, or by referring to the contact details at the bottom of this document.
Under certain US state data protection laws, you can designate an authorized agent to make a request on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with applicable laws.
Request Verification
Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.
If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf.
Appeals
Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at help@beltonemortgage.com. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general.
California "Shine The Light" Law
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"
11. OUR PRIVACY POLICY
This Privacy Policy sets out the policy of Beltone Mortgage with respect to the way we obtain, use, and disclose information about you through the website.
We understand and appreciate that you are concerned about privacy, particularly in relation to the use and disclosure of personal information. We are committed to providing a high level of privacy in relation to all personal information that is collected by us. The purpose of this Privacy Policy is to tell you what kind of information we may gather about you when you visit and use our website, how we may use that information, whether we disclose it to anyone, and the choices you have regarding how we will use your personal information, and your ability to correct this information. Our website allows you to choose what kind and how much information you provide to us and to control how we use whatever information you give us. Our goal is to provide you with a satisfying experience while allowing you to control your privacy and to give you the means to voice any questions or concerns you may have.
YOUR CONSENT
You consent to your personal information being used in accordance with the privacy policy by visiting our website, trading on our website, and/or by providing us with your personal information on the website.
COLLECTION OF INFORMATION
Information is collected from you primarily to make it easier and more rewarding for you to use our website and services. Depending on the service you are accessing, you could be asked to provide information such as your name, email address or information about what you like and do not like. It is entirely your choice whether to respond to these questions or not.
USE OF PERSONAL DATA[MSE1]
Finance Apps may on occasion use your personal information to contact you about promotional offers; advise you of matters relevant to service provision and in some cases, solicit your feedback. However, Finance Apps will provide you with an option within every communication to opt out of receiving any communications of this nature.
USE OF PERSONAL INFORMATION
Beltone Mortgage will use the personal information you have chosen to provide us with. Beltone Mortgage will not use it for any other purpose without your consent. We might on occasion use this information to notify you of any important changes to our website. On each email or communication that we send you, we will include simple instructions on how you can immediately unsubscribe from our mailing list. You can opt out from receiving such material at any time by emailing our call center and asking to be removed from the mailing list. Any information we may collect from you will be treated with strict confidentiality.
Please note that we may use your Internet Protocol (IP) address, which is a unique number assigned to your computer server or Internet Service Provider (ISP), to analyze your activities and improve website management. We may collect additional information about your computer device (such as the browser type) and browsing information (such as the pages you visit on the website and/or the electronic application), in addition to the frequency of your usage of the website and/or electronic application.
DISCLOSURE
There will be occasions where it will be necessary for Beltone Mortgage to disclose your personal information to third parties. Beltone Mortgage may be required to disclose your personal information to third parties to complete the service process, to regulatory or court purpose, further Beltone Mortgage reserves the right to share information with law enforcement to investigate or prevent illegal activities being committed over our network. However, the disclosure will only be made where it is necessary to fulfill the purpose for which you disclosed your personal information. Otherwise, then stated above, we do not disclose personal information that you may give us, such as your name, email address or telephone number, to any organization or person outside, unless you have authorized us to do so, or unless we are requested to do so by a law enforcement agency in relation to a suspected breach of any law.
NO SALE OF PERSONAL INFORMATION
Under no circumstances will Beltone Mortgage sell or receive payment for licensing or disclosing your personal information.
PASSWORDS
Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any personal information. Be responsible whenever you are online.
SECURITY
Beltone Mortgage operates secure data networks that are designed to protect your privacy and security. Beltone Mortgage has a Security Policy that explains how we protect your privacy and personal information we collect this information to ensure network integrity and that we continue to provide you with the most relevant content and best possible service that suits your needs. In some cases, we are required by law to collect personal information about customers. Except where the law requires otherwise, we undertake to protect the confidentiality of such data.
COOKIES
Like many websites, our site uses cookies, which are small computer files installed on your hard drive. When you visit specific web pages on the website and/or the electronic application, the system identifies your browser through a unique and random number.
The cookies we use do not disclose any of your personal information. These cookies help us improve your experience on the website and/or the electronic application and enable us to understand which parts of the site are most frequently used. You have the freedom to delete these cookies if your browser allows it, and it will not impact your use of the website and/or electronic application.
ACCESS AND CORRECTION
The security of your information is important to us. The information we have collected about you cannot be seen or modified by anyone else. We make all reasonable efforts to ensure that information is stored securely both in electronic and physical form.
You may access your information at any time. If you would like to know what information we hold about you, please contact us. If you discover that there is an error or information is missing, please notify us and we will try to correct or update the information as soon as possible.
Beltone Mortgage reserves the right to make changes to this privacy policy or update it. Where a major change is made, customers will be informed by e-mail notification or through a notice on our website. Customers and site visitors bear the responsibility to ensure that they have read the changes or updates as the case may be.
We will try to ensure that all information we collect, use, or disclose about you is accurate, complete and up to date.
Disclaimer of Warranty and Limitation of Liability
The information on this site is provided as is and Beltone Mortgage does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose, and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Beltone Mortgage will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources, Beltone Mortgage believes to be reliable.
Beltone Mortgage cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Beltone Mortgage, nor any of its affiliates, directors, officers or employees, agents nor any third party vendor, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Beltone Mortgage or of any vendor providing software or services support. In no event will Beltone Mortgage, its affiliates, or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Beltone Mortgage or any other party have been advised of the possibility thereof.
Copyright or Other Notices
If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
No Representations Made as to Other Sites or Links
Should you leave this site via a link contained herein, and view content that is not provided by Beltone Mortgage, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Beltone Mortgage. Beltone Mortgage is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Beltone Mortgage makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
System Outages, Slowdowns, and Capacity Limitations/Delays in Order Routing, Executions, and Trade Reports
As a result of high Internet traffic, transmission problems, systems capacity limitations, and other problems, you may, at times, experience difficulty accessing our website or communicating with Beltone Mortgage through the Internet or other electronic and wireless services.
Content not to be Construed as a Solicitation or Recommendation
This material has been prepared for informational purposes only without regard to any particular user's investment objectives, financial situation, or means; and Beltone Mortgage is not soliciting any action based upon it. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy, would be illegal. Certain transactions, including those involving futures, options, and high-yield securities, give rise to substantial risk and are not suitable for all investors. Although this material is based upon information that Beltone Mortgage considers reliable and endeavors to keep current, Beltone Mortgage has not verified this information and does not represent that this material is accurate, current, or complete, and it should not be relied upon as such.
No determination of suitability has been made; not all risks are disclosed; private advisors should be consulted if needed.
The fact that Beltone Mortgage has made the data and services provided on this Web site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Web site is suitable or appropriate for you. Many of the products described on this Web site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should neither construe any of the material contained herein as business, financial, investment, trading, legal, regulatory, tax, or accounting advice nor make this service the basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.
12. DO WE MAKE UPDATES TO THIS NOTICE?
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this privacy notice. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
If you have questions or comments about this notice, you may email us at help@beltonemortgage.com or contact us by post at:
Beltone Mortgage Finance
Nile City Towers
Cairo
Egypt
14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
Based on the applicable laws of your country or state of residence in the US, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please fill out and submit a data subject access request.